{"schema_version":"secwatch.filing_event.v1","accession":"0001101215-24-000103","form_type":"8-K","ticker":null,"cik":"0001139552","company_name":"WFN CREDIT CO LLC","filed_at":"2024-05-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.434999+00:00","generated_at":"2026-06-02T23:55:37.279952+00:00","sec_items":["1.01","9.01"],"event_type":"other","sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"confidence":"high","headline":"Comenity Bank and Servicer amend performance standards in service agreement","bullets":["First Addendum to Appendix A of Fifth Amended and Restated Service Agreement dated April 30, 2024.","Amends Performance Standards for Business Continuity (97% plan approval, 95% testing) and Complaints Management (80% in 15 days, 100% in 60 days).","Adds IT service metrics: 95% change requests on-time, 99.9% cloud availability, 97% Severity 1 root cause analysis on-time.","Effective first day of month following execution; no financial impact disclosed."],"urls":{"canonical":"https://secwatch.observer/filing/0001101215-24-000103","json":"https://secwatch.observer/filing/0001101215-24-000103.json","markdown":"https://secwatch.observer/filing/0001101215-24-000103.md","text":"https://secwatch.observer/filing/0001101215-24-000103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000103/0001101215-24-000103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000103/a4-30x24wfnform8xk.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T23:55:37.279952+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3116d79350f9c2531e9710d3c5cb0797e1e8f6ff","claim":"WFN CREDIT CO LLC amended First Addendum to Appendix A with Comenity Servicing LLC (effective 2024-04-30).","evidence_excerpt":"On April 30, 2024, Comenity Bank (“Bank”) and Comenity Servicing LLC (“Servicer”) entered into the First Addendum to Appendix A (“First Addendum”) to that certain Fifth Amended and Restated Service Agreement, dated as of April 1, 2024 (the “Service Agreement”), by and between Bank and Servicer","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000103/0001101215-24-000103-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Counterparty","value":"Comenity Servicing LLC"},{"label":"Effective","value":"2024-04-30"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}