---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-24-000238"
form_type: "8-K"
ticker: "BFH"
cik: "0001101215"
company_name: "BREAD FINANCIAL HOLDINGS, INC."
filed_at: "2024-12-31T23:59:59+00:00"
generated_at: "2026-05-28T21:27:25.766400+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Bread Financial redeems all outstanding 7.000% notes due 2026

## Summary
- Company will redeem all outstanding 7.000% senior notes due 2026 on Jan 15, 2025 at par plus accrued interest.
- Redemption is under indenture dated Sept 22, 2020 with U.S. Bank Trust Company as trustee.
- Notice of redemption issued Dec 31, 2024; reduces outstanding debt but no new financing announced.

## SEC filing metadata
- accession: 0001101215-24-000238
- form_type: 8-K
- ticker: BFH
- cik: 0001101215
- company_name: BREAD FINANCIAL HOLDINGS, INC.
- filed_at: 2024-12-31T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121524000238/0001101215-24-000238-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1101215/000110121524000238/bfh-20241231.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-24-000238
- JSON: https://secwatch.observer/filing/0001101215-24-000238.json
- Plain text: https://secwatch.observer/filing/0001101215-24-000238.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.