Bread Financial Q4 net loss rate 8.0%, delinquency improves to 5.9%

BREAD FINANCIAL HOLDINGS, INC.

Net loss rate of 8.0% for Q4 2024; net principal losses $367M.
Delinquency rate 5.9% at Dec 31, 2024 vs 6.5% a year earlier.
Hurricane-related delinquency freeze will shift some losses to Q2 2025.
End-of-period credit card loans $18.9B; average loans $18.2B, flat YoY.

item 7.01 item 9.01

BREAD FINANCIAL HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0001101215-25-000013

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