Bread Financial reports June 2025 net loss rate 7.8%, Q2 rate 7.9%; delinquency improves to 5.7%

BREAD FINANCIAL HOLDINGS, INC.

Net loss rate for June 2025: 7.8%; for Q2 2025: 7.9%; net principal losses $113M and $348M respectively.
Delinquency rate (30+ days) as of June 30, 2025: 5.7%, down from 6.0% a year ago.
End-of-period credit card and other loans $17.656B; average loans $17.631B in June, down 1% YoY.
Hurricane Helene/Milton delinquency freeze in Q4 2024 modestly lowered prior losses but increased Q2 2025 losses.
Period-end credit card and other loans principal $16.102B vs $16.344B a year ago.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.