---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-25-000142"
form_type: "8-K"
ticker: "BFH"
cik: "0001101215"
company_name: "BREAD FINANCIAL HOLDINGS, INC."
filed_at: "2025-08-07T23:59:59+00:00"
generated_at: "2026-05-17T17:05:14.692915+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.15
calibrated_materiality_score: 0.15
confidence: "high"
source: SEC EDGAR
---

# Bread Financial reports early tender of $28.4M of 2029 notes and $121K of 2035 notes

## Summary
- $28.4M of 9.750% Senior Notes due 2029 tendered early; consideration $1,070/$1,000 principal plus accrued interest.
- $121K of 8.375% Subordinated Notes due 2035 tendered early; consideration $1,025/$1,000 principal plus accrued interest.
- Total consideration extended through expiration date; holders tendering after early date still receive full consideration.
- Settlement of tendered notes expected on August 11, 2025, subject to conditions.
- Tender offers target up to $150M aggregate principal; early participation results below maximum.

## SEC filing metadata
- accession: 0001101215-25-000142
- form_type: 8-K
- ticker: BFH
- cik: 0001101215
- company_name: BREAD FINANCIAL HOLDINGS, INC.
- filed_at: 2025-08-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.15
- calibrated_materiality_score: 0.15
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000142/0001101215-25-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000142/bfh-20250807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-25-000142
- JSON: https://secwatch.observer/filing/0001101215-25-000142.json
- Plain text: https://secwatch.observer/filing/0001101215-25-000142.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.