---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-25-000147"
form_type: "8-K"
ticker: "BFH"
cik: "0001101215"
company_name: "BREAD FINANCIAL HOLDINGS, INC."
filed_at: "2025-08-22T23:59:59+00:00"
generated_at: "2026-05-17T10:30:15.932112+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Bread Financial completes cash tender offers; $31.4M total principal accepted

## Summary
- Tender offers expired Aug 21, 2025; $31,288,000 of 2029 Notes and $121,000 of 2035 Notes tendered.
- Total principal outstanding: $750,012,000 (2029 Notes) and $400,000,000 (2035 Notes).
- Consideration per $1,000 principal: $1,070 (2029 Notes) and $1,025 (2035 Notes), including $50 early participation amount.
- Settlement for post-early tendered notes expected Aug 26, 2025; accrued interest paid.
- Maximum $150M purchase target; actual acceptances total ~$31.4M, far below cap.

## SEC filing metadata
- accession: 0001101215-25-000147
- form_type: 8-K
- ticker: BFH
- cik: 0001101215
- company_name: BREAD FINANCIAL HOLDINGS, INC.
- filed_at: 2025-08-22T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000147/0001101215-25-000147-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000147/bfh-20250822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-25-000147
- JSON: https://secwatch.observer/filing/0001101215-25-000147.json
- Plain text: https://secwatch.observer/filing/0001101215-25-000147.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.