Bread Financial reports August 2025 net loss rate 7.6% vs 7.8% YoY; delinquency rate 5.8% vs 6.2%

BREAD FINANCIAL HOLDINGS, INC.

Net loss rate improved to 7.6% in Aug 2025 from 7.8% in Aug 2024; net principal losses $113M vs $118M.
Delinquency rate (30+ days) decreased to 5.8% from 6.2% year-over-year.
End-of-period credit card/other loans $17.66B vs $17.94B; average loans down 1% YoY.

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