Bread Financial reports Sep 2025 net loss rate 6.9%; delinquency rate improves to 6.0%

BREAD FINANCIAL HOLDINGS, INC.

End-of-period credit card and other loans $17.66B; average loans down 2% YoY for month.
Net principal losses $101M for Sept; net loss rate 7.4% for Q3 2025.
30+ day delinquency rate 6.0% at Sep 30, 2025, down from 6.4% a year ago.
Average credit card and other loans for Q3 2025 $17.60B, down 1% YoY.

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