secwatch.observer — SEC 8-K summary ====================================== Issuer: BREAD FINANCIAL HOLDINGS, INC. (BFH) CIK: 0001101215 Form: 8-K Filed at: 2025-11-06T23:59:59+00:00 Accession: 0001101215-25-000181 Event type: debt Sentiment: neutral Materiality: 0.55 Item codes: 1.01, 2.03, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Bread Financial issues $500M 6.750% Senior Notes due 2031 --------------------------------------------------------- - $500M principal of 6.750% Senior Notes due 2031, issued Nov 6, 2025. - Interest payable semiannually starting May 15, 2026; maturity May 15, 2031. - Notes are senior unsecured obligations, guaranteed by domestic subsidiaries that guarantee Credit Agreement. - Company may redeem on/after May 15, 2028 at specified prices; make-whole premium before that. - Holders may require repurchase at 101% upon Change of Control Triggering Event. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000181/0001101215-25-000181-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1101215/000110121525000181/bfh-20251106.htm HTML page: https://secwatch.observer/filing/0001101215-25-000181 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer