{"schema_version":"secwatch.filing_event.v1","accession":"0001101215-25-000198","form_type":"8-K","ticker":"BFH","cik":"0001101215","company_name":"BREAD FINANCIAL HOLDINGS, INC.","filed_at":"2025-11-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.796847+00:00","generated_at":"2026-05-16T17:32:24.076939+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Bread Financial prices $75M preferred stock offering; net proceeds ~$72.6M","bullets":["Offering of 3,000,000 depositary shares at $25/share, each representing 1/40th interest in 8.625% Series A Preferred Stock.","Expected net proceeds of approximately $72,637,500 after underwriting discounts and expenses.","Proceeds for general corporate purposes, including potential contributions to Comenity Capital Bank and share repurchases.","Closing expected on November 25, 2025; joint bookrunners: Wells Fargo, J.P. Morgan, Morgan Stanley, RBC.","Company will apply to list depositary shares on NYSE."],"urls":{"canonical":"https://secwatch.observer/filing/0001101215-25-000198","json":"https://secwatch.observer/filing/0001101215-25-000198.json","markdown":"https://secwatch.observer/filing/0001101215-25-000198.md","text":"https://secwatch.observer/filing/0001101215-25-000198.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1101215/000110121525000198/0001101215-25-000198-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1101215/000110121525000198/bfh-20251120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T17:32:24.076939+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}