secwatch.observer — SEC 8-K summary
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Issuer:     BREAD FINANCIAL HOLDINGS, INC. (BFH)
CIK:        0001101215
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001101215-26-000037
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bread Financial March 2026 net principal loss rate 7.23%, delinquency improves to 5.59%
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- Net principal loss rate of 7.23% for March 2026 (month); 7.33% for Q1 2026.
- End-of-period credit card & other loans $18.14B; average loans $18.04B for March, up 1.3% YoY.
- Net principal losses $111M for March, $331M for Q1 2026.
- 30+ day delinquency rate 5.59% as of March 31, 2026, vs 5.93% a year earlier.
- Average credit card loans for Q1 2026 were $18.28B, up 0.7% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1101215/000110121526000037/0001101215-26-000037-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1101215/000110121526000037/bfh-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001101215-26-000037

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer