---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-26-000053"
form_type: "8-K"
ticker: "BFH"
cik: "0001101215"
company_name: "BREAD FINANCIAL HOLDINGS, INC."
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T22:30:21.304102+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Bread Financial prices $115M preferred stock offering at 8.875% dividend rate

## Summary
- Pricing of 4,800,000 depositary shares representing Series B 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock at $25/share.
- Net proceeds of approximately $115.32 million (excluding underwriter option) for general corporate purposes, including bank capital and share repurchases.
- Underwriters granted 30-day option to purchase up to an additional 720,000 depositary shares at the same price.
- Closing expected May 12, 2026; application to list on NYSE.

## SEC filing metadata
- accession: 0001101215-26-000053
- form_type: 8-K
- ticker: BFH
- cik: 0001101215
- company_name: BREAD FINANCIAL HOLDINGS, INC.
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121526000053/0001101215-26-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1101215/000110121526000053/bfh-20260505.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-26-000053
- JSON: https://secwatch.observer/filing/0001101215-26-000053.json
- Plain text: https://secwatch.observer/filing/0001101215-26-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.