Bread Financial August credit metrics improve: loss rate down 117 bps YoY

BREAD FINANCIAL HOLDINGS, INC.

August 2026 net principal loss rate 6.40% vs 7.57% YoY; net principal losses $101M vs $113M.
Delinquency rate (30+ days) 5.36% vs 5.84% YoY; delinquencies $885M vs $934M.
End-of-period credit card and other loans $18,730M vs $17,657M; average loans up 5.6% YoY.

item 7.01 item 9.01

BREAD FINANCIAL HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0001101215-26-000084

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