{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-21-098834","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2021-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.118982+00:00","generated_at":"2026-06-30T00:04:54.480763+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NECB Q2 net income $3.7M ($0.31/sh) vs $2.5M ($0.21) YoY; NIM expands","bullets":["Net income $3.7M ($0.31 per share) in Q2 2021 vs $2.5M ($0.21) in Q2 2020; six-month net income $7.0M ($0.58/sh).","Net interest income rose 9.1% to $10.4M; net interest margin expanded 18 bps to 4.49%.","Completed second-step conversion offering with $74.9M in stock subscriptions; total assets up 11.2% to $1.1B.","Non-performing assets to total assets remained low at 0.52%; allowance for loan losses $5.1M (0.61% of total loans).","Loan commitments, loans-in-process and standby LCs totaled $785.7M; only $9.5M in loans still in COVID deferral."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-21-098834","json":"https://secwatch.observer/filing/0001104659-21-098834.json","markdown":"https://secwatch.observer/filing/0001104659-21-098834.md","text":"https://secwatch.observer/filing/0001104659-21-098834.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465921098834/0001104659-21-098834-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465921098834/tm2123880d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T00:04:54.480763+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}