{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-21-128152","form_type":"8-K","ticker":"MCB","cik":"0001476034","company_name":"Metropolitan Bank Holding Corp.","filed_at":"2021-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.685472+00:00","generated_at":"2026-06-28T19:10:20.863510+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Metropolitan Bank Q3 net income $16.2M, diluted EPS $1.77, revenue up 29.8% YoY","bullets":["Diluted EPS of $1.77 vs $1.27 last year; net income up 50.4% YoY.","Total loans $3.6B, up 20.5% YoY; deposits $5.5B, up 54.7% YoY.","Raised $172.5M via common stock issuance at $75/share; net proceeds ~$163M.","Net interest margin 2.70%; non-interest income increased $2.3M from Q3 2020.","Net recoveries $0.3M; non-performing loans 0.4%; provision $0.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-21-128152","json":"https://secwatch.observer/filing/0001104659-21-128152.json","markdown":"https://secwatch.observer/filing/0001104659-21-128152.md","text":"https://secwatch.observer/filing/0001104659-21-128152.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476034/000110465921128152/0001104659-21-128152-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476034/000110465921128152/tm2130641d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T19:10:20.863510+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}