---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-21-128152"
form_type: "8-K"
ticker: "MCB"
cik: "0001476034"
company_name: "Metropolitan Bank Holding Corp."
filed_at: "2021-10-21T23:59:59+00:00"
generated_at: "2026-06-28T19:10:20.863510+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Metropolitan Bank Q3 net income $16.2M, diluted EPS $1.77, revenue up 29.8% YoY

## Summary
- Diluted EPS of $1.77 vs $1.27 last year; net income up 50.4% YoY.
- Total loans $3.6B, up 20.5% YoY; deposits $5.5B, up 54.7% YoY.
- Raised $172.5M via common stock issuance at $75/share; net proceeds ~$163M.
- Net interest margin 2.70%; non-interest income increased $2.3M from Q3 2020.
- Net recoveries $0.3M; non-performing loans 0.4%; provision $0.5M.

## SEC filing metadata
- accession: 0001104659-21-128152
- form_type: 8-K
- ticker: MCB
- cik: 0001476034
- company_name: Metropolitan Bank Holding Corp.
- filed_at: 2021-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476034/000110465921128152/0001104659-21-128152-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476034/000110465921128152/tm2130641d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-21-128152
- JSON: https://secwatch.observer/filing/0001104659-21-128152.json
- Plain text: https://secwatch.observer/filing/0001104659-21-128152.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.