{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-21-133527","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2021-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.701659+00:00","generated_at":"2026-06-28T14:35:09.850099+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NECB Q3 net income drops to $730K from $3.1M; $3.6M loan charge-off drives provision","bullets":["Q3 2021 EPS $0.05 vs $0.26 YoY; nine-month EPS $0.48 vs $0.74.","Net interest income rose 11.3% to $10.9M on higher earning assets; margin 4.26%.","Provision for loan losses surged to $3.6M, primarily from a $3.6M non-residential bridge loan charge-off.","Non-performing assets fell to $2.0M (0.18% of assets) from $5.6M at Dec 2020.","Assets grew 14.4% to $1.1B; deposits up 5.8%, equity +61.7% on second-step conversion."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-21-133527","json":"https://secwatch.observer/filing/0001104659-21-133527.json","markdown":"https://secwatch.observer/filing/0001104659-21-133527.md","text":"https://secwatch.observer/filing/0001104659-21-133527.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465921133527/0001104659-21-133527-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465921133527/tm2131447d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T14:35:09.850099+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}