{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-21-133542","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2021-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:16.029168+00:00","generated_at":"2026-06-28T14:45:15.697084+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"GLBZ Q3 net income down 6.4% to $888K ($0.31 EPS); nine-month net income up 74.7% to $1.96M ($0.69)","bullets":["Net interest income rose $344K to $3.34M; net interest margin expanded to 3.22% from 3.05%.","Loans (net) fell $50.5M to $221.9M (-18.6%) while deposits increased $30.6M to $374.5M (+8.9%).","ACL-loans benefit was $122K in Q3 vs $669K a year earlier; year-to-date benefit $593K vs $263K.","Return on average assets 0.81% (down from 0.92%); return on average equity 9.56% (down from 10.18%).","Book value per share declined to $12.26 from $12.86; total assets $432.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-21-133542","json":"https://secwatch.observer/filing/0001104659-21-133542.json","markdown":"https://secwatch.observer/filing/0001104659-21-133542.md","text":"https://secwatch.observer/filing/0001104659-21-133542.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465921133542/0001104659-21-133542-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465921133542/tm2131821d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T14:45:15.697084+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}