{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-21-134920","form_type":"8-K","ticker":"FVCB","cik":"0001675644","company_name":"FVCBankcorp, Inc.","filed_at":"2021-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.603172+00:00","generated_at":"2026-06-28T12:12:22.952382+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FVCBankcorp Q3 net income $4.7M ($0.32), up 21% YoY; OCC concerns delay merger app","bullets":["Q3 2021 net income of $4.7M ($0.32 diluted EPS) vs $3.9M ($0.28) a year ago, up 21%.","Operating earnings (ex merger costs) $5.8M ($0.40 per share), up 51% YoY.","OCC identified regulatory concerns with Blue Ridge Bank that could impact merger application timing.","Merger expected to close in Q2/Q3 2022; companies filing regulatory apps and S-4 shortly.","Record quarterly and year-to-date operating earnings for 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-21-134920","json":"https://secwatch.observer/filing/0001104659-21-134920.json","markdown":"https://secwatch.observer/filing/0001104659-21-134920.md","text":"https://secwatch.observer/filing/0001104659-21-134920.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1675644/000110465921134920/0001104659-21-134920-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1675644/000110465921134920/tm2132025d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T12:12:22.952382+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}