---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-21-134920"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2021-11-05T23:59:59+00:00"
generated_at: "2026-06-28T12:12:22.952382+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp Q3 net income $4.7M ($0.32), up 21% YoY; OCC concerns delay merger app

## Summary
- Q3 2021 net income of $4.7M ($0.32 diluted EPS) vs $3.9M ($0.28) a year ago, up 21%.
- Operating earnings (ex merger costs) $5.8M ($0.40 per share), up 51% YoY.
- OCC identified regulatory concerns with Blue Ridge Bank that could impact merger application timing.
- Merger expected to close in Q2/Q3 2022; companies filing regulatory apps and S-4 shortly.
- Record quarterly and year-to-date operating earnings for 2021.

## SEC filing metadata
- accession: 0001104659-21-134920
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2021-11-05T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000110465921134920/0001104659-21-134920-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000110465921134920/tm2132025d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-21-134920
- JSON: https://secwatch.observer/filing/0001104659-21-134920.json
- Plain text: https://secwatch.observer/filing/0001104659-21-134920.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.