---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-21-136946"
form_type: "8-K"
ticker: "PAYO"
cik: "0001845815"
company_name: "Payoneer Global Inc."
filed_at: "2021-11-10T23:59:59+00:00"
generated_at: "2026-06-28T10:15:08.676491+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Payoneer Q3 2021 revenue $122.7M (+35% YoY), raises full-year guidance to 33-34% growth

## Summary
- Revenue $122.7M (+35% YoY), transaction costs improved to 20% of revenue from 27%.
- Net income $0.8M (vs $1.6M prior year); Adjusted EBITDA $6.1M (+138%).
- Volume $13.6B (+16% YoY), take rate 90 bps vs 77 bps.
- Full-year 2021 guidance raised: revenue $458-462M (33-34% growth), Adj. EBITDA $16-18M.
- Record new customer acquisitions; partnerships with Coupang and Vimo; eBay rollout underway.

## SEC filing metadata
- accession: 0001104659-21-136946
- form_type: 8-K
- ticker: PAYO
- cik: 0001845815
- company_name: Payoneer Global Inc.
- filed_at: 2021-11-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1845815/000110465921136946/0001104659-21-136946-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1845815/000110465921136946/tm2132471d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-21-136946
- JSON: https://secwatch.observer/filing/0001104659-21-136946.json
- Plain text: https://secwatch.observer/filing/0001104659-21-136946.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.