Metropolitan Bank Q4 net income $18.9M; full-year EPS $6.45, up 38.4% YoY

Metropolitan Bank Holding Corp.

2021-FY EPS reported $6.45 revenue$23,150,000

Q4 net income $18.9M ($1.69 EPS) vs $11.8M ($1.39 EPS) in Q4 2020; full-year net income $60.6M ($6.45 EPS), up 53.4% YoY.
Total revenues $180.7M, up 27.3% YoY; Global Payments (BaaS) revenue increased 94.3% YoY.
Loans $3.7B (+19% YoY), deposits $6.4B (+68% YoY); non-interest-bearing deposits 57% of total.
Tangible book value per share $50.09, up 27.6% YoY; ROATCE 15.2%; efficiency ratio 48.3% vs 52.5% prior year.
Completed $172.5M common equity offering in Sept 2021 at $75/share.

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