---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-008255"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2022-01-27T23:59:59+00:00"
generated_at: "2026-06-27T15:00:09.116229+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp reports record Q4 net income $6.5M; FY2021 EPS $1.50

## Summary
- Q4 2021 net income $6.5M, diluted EPS $0.44, up 30% YoY from $0.36.
- Full-year 2021 net income $21.9M, diluted EPS $1.50, up 41% from $1.10.
- Operating earnings (excl. merger expenses) Q4 $6.8M, diluted EPS $0.46.
- Loans (excl. PPP) grew 12% YoY; nonperforming assets fell to 0.16% of assets.
- Merger with Blue Ridge terminated Jan 20, 2022; $1.4M merger expenses in FY2021.

## SEC filing metadata
- accession: 0001104659-22-008255
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2022-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000110465922008255/0001104659-22-008255-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000110465922008255/tm224617d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-008255
- JSON: https://secwatch.observer/filing/0001104659-22-008255.json
- Plain text: https://secwatch.observer/filing/0001104659-22-008255.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.