---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-010935"
form_type: "8-K"
ticker: "LFT"
cik: "0001547546"
company_name: "Lument Finance Trust, Inc."
filed_at: "2022-02-02T23:59:59+00:00"
generated_at: "2026-06-27T12:19:12.860483+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Lument Finance Trust estimates Q4 2021 net income $2.2M-$2.7M; full-year Distributable Earnings $0.38-$0.40/share

## Summary
- Q4 2021 net income attributable to common: $2.2M-$2.7M ($0.09-$0.11/sh); Distributable Earnings $2.5M-$3.0M ($0.10-$0.12/sh).
- Full-year 2021 net income $7.2M-$7.7M ($0.29-$0.31); Distributable Earnings $9.5M-$10.0M ($0.38-$0.40).
- Book value $109.0M-$109.5M ($4.37-$4.39/sh); loan portfolio avg risk rating improved to 2.3 (Low) from 3.1.
- Acquired/funded $336.2M in Q4, $983.7M for FY; CLO notes $833.8M; liquidity $14.7M.
- No loan defaults or forbearance during pandemic; multifamily loans now 92% of portfolio.

## SEC filing metadata
- accession: 0001104659-22-010935
- form_type: 8-K
- ticker: LFT
- cik: 0001547546
- company_name: Lument Finance Trust, Inc.
- filed_at: 2022-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1547546/000110465922010935/0001104659-22-010935-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1547546/000110465922010935/tm225190d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-010935
- JSON: https://secwatch.observer/filing/0001104659-22-010935.json
- Plain text: https://secwatch.observer/filing/0001104659-22-010935.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.