{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-011140","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2022-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.190376+00:00","generated_at":"2026-06-27T12:06:37.998182+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Glen Burnie Bancorp reports FY2021 net income $2.5M, up 51% YoY; Q4 EPS flat at $0.19","bullets":["Q4 2021 net income $0.55M ($0.19 EPS), unchanged from Q4 2020.","Full year 2021 net income $2.52M ($0.88 EPS) vs $1.67M ($0.59 EPS) in 2020.","Net loans fell 17.6% YoY to $210.4M; $975k release of allowance for credit losses improved earnings.","Net interest margin compressed to 2.95% in Q4 2021 from 3.19% a year ago.","Book value per share $12.51, down from $13.05; bank remains well-capitalized with tier 1 ratio 15.32%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-011140","json":"https://secwatch.observer/filing/0001104659-22-011140.json","markdown":"https://secwatch.observer/filing/0001104659-22-011140.md","text":"https://secwatch.observer/filing/0001104659-22-011140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465922011140/0001104659-22-011140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465922011140/tm225238d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T12:06:37.998182+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}