---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-030647"
form_type: "8-K"
ticker: "RSSS"
cik: "0001386301"
company_name: "Research Solutions, Inc."
filed_at: "2022-03-04T23:59:59+00:00"
generated_at: "2026-06-27T01:29:36.916493+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Research Solutions amends SVB credit line: extends maturity to 2024, lowers rate, removes net worth covenant

## Summary
- Maturity of revolving line extended from original to February 28, 2024.
- Interest rate reduced: Prime + 1% (min 5%) during Streamline Period; otherwise Prime + 1.5% (min 5.5%).
- Tangible net worth covenant removed; Adjusted Quick Ratio threshold raised to >1.45:1.0 for Streamline Period.
- Amendment effective February 28, 2022; lender is Silicon Valley Bank.

## SEC filing metadata
- accession: 0001104659-22-030647
- form_type: 8-K
- ticker: RSSS
- cik: 0001386301
- company_name: Research Solutions, Inc.
- filed_at: 2022-03-04T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1386301/000110465922030647/0001104659-22-030647-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1386301/000110465922030647/tm228466d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-030647
- JSON: https://secwatch.observer/filing/0001104659-22-030647.json
- Plain text: https://secwatch.observer/filing/0001104659-22-030647.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.