---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-048406"
form_type: "8-K"
ticker: "FVCB"
cik: "0001675644"
company_name: "FVCBankcorp, Inc."
filed_at: "2022-04-21T23:59:59+00:00"
generated_at: "2026-06-26T05:45:35.699140+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FVCBankcorp reports Q1 2022 net income $6.6M ($0.45 EPS), revenue up 12% YoY

## Summary
- Net income of $6.6M ($0.45 diluted EPS) vs $5.6M ($0.38) in Q1 2021, up 18%.
- Net revenues of $16.7M, up 12% from $14.8M a year ago; operating EPS of $0.46.
- Loans (ex-PPP) grew 17% YoY to $1.50B; nonperforming assets 0.17% of total assets.
- Net interest margin 3.15% vs 3.22% a year ago; efficiency ratio improved to 49.9% from 53.1%.
- Total deposits up 14% YoY; noninterest-bearing deposits 30% of total ($545.9M).

## SEC filing metadata
- accession: 0001104659-22-048406
- form_type: 8-K
- ticker: FVCB
- cik: 0001675644
- company_name: FVCBankcorp, Inc.
- filed_at: 2022-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1675644/000110465922048406/0001104659-22-048406-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1675644/000110465922048406/tm2213191d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-048406
- JSON: https://secwatch.observer/filing/0001104659-22-048406.json
- Plain text: https://secwatch.observer/filing/0001104659-22-048406.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.