{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-053325","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2022-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:02.807239+00:00","generated_at":"2026-06-26T02:47:56.316124+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"NECB Q1 2022 net income $3.6M ($0.23/share), up 12.3% YoY; no loan deferrals","bullets":["Net income $3.6M ($0.23 basic/diluted) vs $3.2M ($0.20) in Q1 2021; net interest income up 15.2% to $11.9M.","Loan originations $121.8M, primarily construction; net loans up 3.5% to $1.0B; deposits rose 7.0% to $991.9M.","Non-performing assets 0.16% of total assets; no non-performing loans; no COVID deferrals outstanding at March 31.","Net interest margin declined to 4.08% from 4.59%; unrealized loss of $634K on equity securities from rising rates.","Bank remains well-capitalized: tier 1 leverage 16.03%, total risk-based 15.03%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-053325","json":"https://secwatch.observer/filing/0001104659-22-053325.json","markdown":"https://secwatch.observer/filing/0001104659-22-053325.md","text":"https://secwatch.observer/filing/0001104659-22-053325.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922053325/0001104659-22-053325-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922053325/tm2213947d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T02:47:56.316124+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}