---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-061304"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2022-05-16T23:59:59+00:00"
generated_at: "2026-06-25T15:46:59.435023+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Hawaiian reports Q1 net income $57.7M, EPS $0.45; NIM expands 4bps to 2.42%

## Summary
- Net income $57.7M, diluted EPS $0.45; ROATCE 15.08%, efficiency ratio 59.0%.
- Loans grew $40M (ex-PPP), deposits grew $454M; cost of deposits 5bps.
- Negative provision of $5.7M reflects excellent credit quality; NALs remain low.
- CET1 ratio 12.27%; declared $0.26/share dividend; $75M share repurchase authorized for 2022 (no repurchases in Q1).
- 40% of loan portfolio reprices within 90 days, positioned for rising rates.

## SEC filing metadata
- accession: 0001104659-22-061304
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2022-05-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465922061304/0001104659-22-061304-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465922061304/tm2215585d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-061304
- JSON: https://secwatch.observer/filing/0001104659-22-061304.json
- Plain text: https://secwatch.observer/filing/0001104659-22-061304.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.