{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-068338","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2022-06-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.916685+00:00","generated_at":"2026-06-25T04:13:06.416100+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"West Bancorporation enters $40M term loan with National Exchange Bank & Trust, matures Feb 2027","bullets":["$40M term loan at floating rate: WSJ Prime minus 1%, floor 2.25%, maturity Feb 5, 2027.","Secured by pledge of all capital stock of subsidiary West Bank.","Quarterly payments begin May 5, 2023; principal due at maturity; prepayment premium for refinancing.","Proceeds to fund capital injection into West Bank and refinance existing loan from same lender.","Financial covenants include minimum CET1 of $250M for bank and minimum ROA of 1.00% (TTM)."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-068338","json":"https://secwatch.observer/filing/0001104659-22-068338.json","markdown":"https://secwatch.observer/filing/0001104659-22-068338.md","text":"https://secwatch.observer/filing/0001104659-22-068338.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000110465922068338/0001104659-22-068338-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000110465922068338/tm2216205d3_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T04:13:06.416100+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}