{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-080861","form_type":"8-K","ticker":"UCB","cik":"0000857855","company_name":"UNITED COMMUNITY BANKS INC","filed_at":"2022-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.300336+00:00","generated_at":"2026-06-24T12:50:33.893901+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UCBI Q2 net income $66.8M; EPS $0.61 (+42% linked Q); NIM expands 22bps","bullets":["Net income $66.8M, diluted EPS $0.61 (+42% QoQ, -22% YoY); operating EPS $0.66.","Pre-tax pre-provision income $91.6M; net interest margin 3.19% (+22bps QoQ).","Core annualized loan growth 7.0% ex-PPP; deposits down $183M.","Provision for credit losses $5.6M; ACL/loans 1.05%; NPAs 0.14% of assets.","Quarterly dividend $0.21/share (+11% YoY); merger with Progress Financial announced."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-080861","json":"https://secwatch.observer/filing/0001104659-22-080861.json","markdown":"https://secwatch.observer/filing/0001104659-22-080861.md","text":"https://secwatch.observer/filing/0001104659-22-080861.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/857855/000110465922080861/0001104659-22-080861-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/857855/000110465922080861/tm2221339d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T12:50:33.893901+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}