---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-097477"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2022-09-02T23:59:59+00:00"
generated_at: "2026-06-23T16:52:58.298054+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# First Hawaiian Q2 net income $59.4M, EPS $0.46; NIM up 18 bps to 2.60%

## Summary
- Net income $59.4M, diluted EPS $0.46; efficiency ratio improved to 57.3% from 59.0% QoQ.
- Total loans and leases grew $371M to $13.3B; total deposits grew $331M to $22.6B with cost of deposits at 0.08%.
- Net interest margin expanded 18 bps to 2.60%; balance sheet positioned to benefit from rising rates with 39% of loans repricing within 90 days.
- Excellent credit quality: NPAs+90s/Loans+OREO at 0.39%, reserves/loans at 1.07%, and record low net charge-offs.
- Well-capitalized with CET1 ratio 11.98%; declared $0.26/share dividend and repurchased 0.3M shares in Q2.

## SEC filing metadata
- accession: 0001104659-22-097477
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2022-09-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465922097477/0001104659-22-097477-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465922097477/tm2225043d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-097477
- JSON: https://secwatch.observer/filing/0001104659-22-097477.json
- Plain text: https://secwatch.observer/filing/0001104659-22-097477.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.