---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-100045"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2022-09-14T23:59:59+00:00"
generated_at: "2026-06-23T09:47:58.232334+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Aflac issues ¥73B in four senior note tranches to refinance $1.2B of 2024/2025 notes

## Summary
- Issued ¥33.4B 1.075% notes due 2029, ¥21.1B 1.320% notes due 2032, ¥6.5B 1.594% notes due 2037, ¥12B 2.144% notes due 2052.
- Net proceeds, with cash and term loan, to redeem $750M of 3.625% notes due 2024 and $450M of 3.250% notes due 2025.
- Notes are unsecured senior obligations, ranking equally with existing senior debt; interest payable semi-annually.
- Underwriters include Mizuho, Morgan Stanley, and SMBC Nikko; notes offered via existing shelf registration.

## SEC filing metadata
- accession: 0001104659-22-100045
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2022-09-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000110465922100045/0001104659-22-100045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000110465922100045/tm2225810d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-100045
- JSON: https://secwatch.observer/filing/0001104659-22-100045.json
- Plain text: https://secwatch.observer/filing/0001104659-22-100045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.