---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-109686"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2022-10-18T23:59:59+00:00"
generated_at: "2026-06-23T03:01:07.889556+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bank First Q3 net income $10.5M ($1.26 EPS); closed Denmark Bancshares acquisition

## Summary
- Net income $10.5M vs $11.2M YoY; EPS $1.26 vs $1.46; pre-tax acquisition costs $4.6M reduced EPS by $0.43.
- Net interest income $27.7M, up $4.2M QoQ; net interest margin 3.63% vs 3.21% prior quarter.
- Closed acquisition of Denmark Bancshares; acquired ~$687.5M assets and $606.5M deposits.
- Quarterly cash dividend $0.25/share declared, 13.6% increase YoY; payable Jan 4, 2023.
- Nonperforming assets 0.18% of total assets, down from 0.28% at year-end 2021.

## SEC filing metadata
- accession: 0001104659-22-109686
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2022-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465922109686/0001104659-22-109686-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465922109686/tm2228467d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-109686
- JSON: https://secwatch.observer/filing/0001104659-22-109686.json
- Plain text: https://secwatch.observer/filing/0001104659-22-109686.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.