---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-111531"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2022-10-26T23:59:59+00:00"
generated_at: "2026-06-23T01:05:46.795837+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# QCR Holdings Q3 net income $29.3M, adjusted EPS $1.69; loan growth 14.5% annualized

## Summary
- Net income $29.3M ($1.71 diluted EPS); adjusted net income $28.9M ($1.69 adjusted EPS).
- Loans/leases grew 14.5% annualized to $6.0B; deposits grew 8.3% annualized.
- NIM (TEY) 3.71% vs 3.74% prior quarter; no provision for credit losses; NPAs 0.23% of assets.
- Raised $100M subordinated notes (tier 2 capital); total risk-based capital ratio 14.55%.
- Repurchased 190K shares at avg $55.18; ~1.03M shares remain under buyback program.

## SEC filing metadata
- accession: 0001104659-22-111531
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2022-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465922111531/0001104659-22-111531-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465922111531/tm2228881d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-111531
- JSON: https://secwatch.observer/filing/0001104659-22-111531.json
- Plain text: https://secwatch.observer/filing/0001104659-22-111531.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.