---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-112021"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:07:06.662402+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# PennyMac Financial Q3 net income $135.1M, EPS $2.46; book value per share rises to $68.26

## Summary
- Net income $135.1M ($2.46 diluted EPS); revenue $476.3M; pretax income $185.5M, up 4% QoQ but down 45% YoY.
- Production segment pretax income $38.6M, up from $9.7M in Q2; total loan originations $26B UPB, down 3% QoQ.
- Servicing segment pretax income $145.3M, down from $167.6M QoQ; servicing portfolio grew to $539.1B UPB (up 2% QoQ).
- Declared Q3 cash dividend of $0.20 per share, payable Nov 23 to holders of record Nov 14.
- Repurchased 1.9M shares in Q3 for $99.7M; additional 882K shares bought through Oct 26 at avg $45.73.

## SEC filing metadata
- accession: 0001104659-22-112021
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465922112021/0001104659-22-112021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465922112021/tm2229044d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-112021
- JSON: https://secwatch.observer/filing/0001104659-22-112021.json
- Plain text: https://secwatch.observer/filing/0001104659-22-112021.txt

## Key facts
- Earnings Releases
  PennyMac Financial Services, Inc. reported the fiscal quarter ended September 30, 2022 results: revenue $476.3 million, net income $135.1 million, EPS $2.46 per share on a diluted basis.
  - Period: the fiscal quarter ended September 30, 2022
  - Revenue: $476.3 million
  - Net income: $135.1 million
  - EPS: $2.46 per share on a diluted basis
  - Result: reported results
  source text: PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $135.1 million for the third quarter of 2022, or $2.46 per share on a diluted basis, on revenue of $476.3 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1745916/000110465922112021/0001104659-22-112021-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.