{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-112976","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2022-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.705246+00:00","generated_at":"2026-06-22T21:54:41.728142+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NorthEast Community Bancorp Q3 net income $7.5M ($0.49/share), up 933% YoY; net interest margin expands to 5.88%","bullets":["Net income Q3 2022 $7.5M ($0.49 basic/diluted), up 933% from $730K ($0.05) in Q3 2021.","Net interest income $17.5M (+60% YoY); net interest margin 5.88% vs 4.26% a year ago.","No loan loss provision in Q3; loan portfolio $1.1B with no non-accrual loans at Sept 30, 2022.","Non-interest income $309K (down $223K) due to unrealized loss on equity securities; non-interest expense up 14.1% to $7.8M.","Deposits grew 6.5% to $987.6M; total assets $1.3B; bank remains well-capitalized with tier 1 leverage 16.91%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-112976","json":"https://secwatch.observer/filing/0001104659-22-112976.json","markdown":"https://secwatch.observer/filing/0001104659-22-112976.md","text":"https://secwatch.observer/filing/0001104659-22-112976.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922112976/0001104659-22-112976-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922112976/tm2229222d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T21:54:41.728142+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2adf537fc9b8c6f399f53c56ce16c216566897b2","claim":"NorthEast Community Bancorp, Inc./MD/ reported the three months ended September 30, 2022 results: net income $7.5 million, EPS $0.49 per basic and diluted common share.","evidence_excerpt":"reported net income of $7.5 million and $16.6 million, or $0.49 and $1.07 per basic and diluted common share, for the three months and nine months ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922112976/0001104659-22-112976-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2022"},{"label":"Net income","value":"$7.5 million"},{"label":"EPS","value":"$0.49 per basic and diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"6e121d2fb18f7d665862d10694d0ef991e0b3e0d","claim":"NorthEast Community Bancorp, Inc./MD/ reported the nine months ended September 30, 2022 results: net income $16.6 million, EPS $1.07 per basic and diluted common share.","evidence_excerpt":"reported net income of $7.5 million and $16.6 million, or $0.49 and $1.07 per basic and diluted common share, for the three months and nine months ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1847398/000110465922112976/0001104659-22-112976-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended September 30, 2022"},{"label":"Net income","value":"$16.6 million"},{"label":"EPS","value":"$1.07 per basic and diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}