---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-113509"
form_type: "8-K"
ticker: "AIG"
cik: "0000005272"
company_name: "AMERICAN INTERNATIONAL GROUP, INC."
filed_at: "2022-11-01T23:59:59+00:00"
generated_at: "2026-06-22T19:45:51.402877+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AIG Q3 net income $3.50/diluted share; adjusted EPS $0.66 down from $0.97 YoY; insurance underwriting improves

## Summary
- GAAP net income $2.7B ($3.50/diluted); adjusted after-tax income $509M ($0.66/diluted), down from $0.97 YoY on lower alternative investment income.
- General Insurance combined ratio 97.3%, improved 2.4 pts YoY despite Hurricane Ian; adjusted accident year combined ratio 88.4% (improved 2.1 pts).
- Life & Retirement premiums/deposits $8.9B, up from $7.2B YoY; adjusted ROCE 7.5% annualized.
- Repurchased $1.3B of AIG common stock in Q3; announced ~$1.8B debt redemption/repurchase.
- Board declared $0.32/share common dividend; preferred dividend $365.625/share ($0.365625/depositary share).

## SEC filing metadata
- accession: 0001104659-22-113509
- form_type: 8-K
- ticker: AIG
- cik: 0000005272
- company_name: AMERICAN INTERNATIONAL GROUP, INC.
- filed_at: 2022-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/5272/000110465922113509/0001104659-22-113509-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/5272/000110465922113509/tm2229287d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-113509
- JSON: https://secwatch.observer/filing/0001104659-22-113509.json
- Plain text: https://secwatch.observer/filing/0001104659-22-113509.txt

## Key facts
- Earnings Releases
  AMERICAN INTERNATIONAL GROUP, INC. reported the quarter ended September 30, 2022 results: net income $2.7 billion, EPS $3.50 per diluted common share.
  - Period: the quarter ended September 30, 2022
  - Net income: $2.7 billion
  - EPS: $3.50 per diluted common share
  - Result: reported results
  source text: On November 1, 2022, American International Group, Inc. (the “Company”) issued a press release (the “Press Release”) reporting its results for the quarter ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/5272/000110465922113509/0001104659-22-113509-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.