---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-121753"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2022-11-23T23:59:59+00:00"
generated_at: "2026-06-21T13:41:29.386041+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Hawaiian Q3 2022 net income $69M, EPS $0.54; NIM expands 33bps to 2.93%

## Summary
- Net income $69.0M, diluted EPS $0.54; efficiency ratio improved to 54.0% from 57.3% QoQ.
- Net interest margin expanded 33bps to 2.93%; loans grew $438M; deposits declined $510M, cost of deposits 0.24%.
- CET1 ratio 11.79%; declared $0.26/share dividend; repurchased 0.1M shares under $75M buyback program.
- ROATA 1.14% and ROATCE 21.53% for Q3 2022; credit quality excellent with $3.2M provision.
- Investment portfolio duration stable at 5.5 years; loan-to-deposit ratio 62%.

## SEC filing metadata
- accession: 0001104659-22-121753
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2022-11-23T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465922121753/0001104659-22-121753-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465922121753/tm2231139d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-121753
- JSON: https://secwatch.observer/filing/0001104659-22-121753.json
- Plain text: https://secwatch.observer/filing/0001104659-22-121753.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.