secwatch.observer — SEC 8-K summary ====================================== Issuer: FIRST HAWAIIAN, INC. (FHB) CIK: 0000036377 Form: 8-K Filed at: 2022-11-23T23:59:59+00:00 Accession: 0001104659-22-121753 Event type: other_material Sentiment: positive Materiality: 0.55 Item codes: 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 First Hawaiian Q3 2022 net income $69M, EPS $0.54; NIM expands 33bps to 2.93% ----------------------------------------------------------------------------- - Net income $69.0M, diluted EPS $0.54; efficiency ratio improved to 54.0% from 57.3% QoQ. - Net interest margin expanded 33bps to 2.93%; loans grew $438M; deposits declined $510M, cost of deposits 0.24%. - CET1 ratio 11.79%; declared $0.26/share dividend; repurchased 0.1M shares under $75M buyback program. - ROATA 1.14% and ROATCE 21.53% for Q3 2022; credit quality excellent with $3.2M provision. - Investment portfolio duration stable at 5.5 years; loan-to-deposit ratio 62%. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465922121753/0001104659-22-121753-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/36377/000110465922121753/tm2231139d1_8k.htm HTML page: https://secwatch.observer/filing/0001104659-22-121753 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer