{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-22-122398","form_type":"8-K","ticker":"BFC","cik":"0001746109","company_name":"Bank First Corp","filed_at":"2022-11-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.962088+00:00","generated_at":"2026-06-21T12:48:23.302227+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Bank First Corp Q3 net income $32.4M ($4.15 EPS); declares $0.25 dividend; Hometown merger approved","bullets":["Year-to-date net income $32.4M vs $34.3M prior year; EPS $4.15 vs $4.45; impacted by $5.7M in Denmark acquisition costs.","Quarterly cash dividend of $0.25/share declared, payable Jan 4, 2023 to holders of record Dec 21, 2022; 13.6% increase YoY.","Regulatory approval received for merger with Hometown Bancorp; expected close Feb 2023; Tim McFarlane to become President.","Total assets $3.64B at Sep 30, 2022, up from $2.85B a year ago; loans $2.86B; deposits $3.14B.","Net interest margin (YTD) 3.30% vs 3.47% prior year; provisions for loan losses down to $1.7M from $2.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-22-122398","json":"https://secwatch.observer/filing/0001104659-22-122398.json","markdown":"https://secwatch.observer/filing/0001104659-22-122398.md","text":"https://secwatch.observer/filing/0001104659-22-122398.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746109/000110465922122398/0001104659-22-122398-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746109/000110465922122398/tm2231305d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T12:48:23.302227+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}