---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-22-122398"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2022-11-28T23:59:59+00:00"
generated_at: "2026-06-21T12:48:23.302227+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Bank First Corp Q3 net income $32.4M ($4.15 EPS); declares $0.25 dividend; Hometown merger approved

## Summary
- Year-to-date net income $32.4M vs $34.3M prior year; EPS $4.15 vs $4.45; impacted by $5.7M in Denmark acquisition costs.
- Quarterly cash dividend of $0.25/share declared, payable Jan 4, 2023 to holders of record Dec 21, 2022; 13.6% increase YoY.
- Regulatory approval received for merger with Hometown Bancorp; expected close Feb 2023; Tim McFarlane to become President.
- Total assets $3.64B at Sep 30, 2022, up from $2.85B a year ago; loans $2.86B; deposits $3.14B.
- Net interest margin (YTD) 3.30% vs 3.47% prior year; provisions for loan losses down to $1.7M from $2.5M.

## SEC filing metadata
- accession: 0001104659-22-122398
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2022-11-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465922122398/0001104659-22-122398-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465922122398/tm2231305d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-22-122398
- JSON: https://secwatch.observer/filing/0001104659-22-122398.json
- Plain text: https://secwatch.observer/filing/0001104659-22-122398.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.