---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-004040"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2023-01-17T23:59:59+00:00"
generated_at: "2026-06-20T15:05:37.069560+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Travelers reports preliminary Q4 2022 EPS $3.44, cat loss $459M from winter storm

## Summary
- Expects net income of $819M ($3.44 diluted EPS) and core income of $810M ($3.40 diluted EPS).
- Catastrophe losses of $459M pre-tax ($362M after-tax) primarily from late December winter storm.
- Underlying underwriting gain of $723M pre-tax ($571M after-tax); net investment income $625M pre-tax.
- Net favorable prior year reserve development of $185M pre-tax ($145M after-tax).
- Commercial businesses exceptional; Personal Insurance challenged by elevated industrywide loss costs.

## SEC filing metadata
- accession: 0001104659-23-004040
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2023-01-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000110465923004040/0001104659-23-004040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000110465923004040/tm233040d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-004040
- JSON: https://secwatch.observer/filing/0001104659-23-004040.json
- Plain text: https://secwatch.observer/filing/0001104659-23-004040.txt

## Key facts
- Earnings Releases
  TRAVELERS COMPANIES, INC. reported the fourth quarter of 2022 results: net income $819 million, or $3.44 per diluted share.
  - Period: the fourth quarter of 2022
  - Net income: $819 million, or $3.44 per diluted share
  - Result: preliminary results
  source text: The Travelers Companies, Inc. (NYSE: TRV) today announced preliminary results for the fourth quarter of 2022. For the fourth quarter of 2022, the Company expects to report net income of $819 million, or $3.44 per diluted share, and core income of $810 million, or $3.40 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/86312/000110465923004040/0001104659-23-004040-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.