---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-005819"
form_type: "8-K"
ticker: "SIGI"
cik: "0000230557"
company_name: "SELECTIVE INSURANCE GROUP INC"
filed_at: "2023-01-23T23:59:59+00:00"
generated_at: "2026-06-20T12:02:23.252288+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Selective Insurance Q4 preliminary EPS $1.38, combined ratio 94.7%, Winter Storm Elliott $46.1M loss

## Summary
- Q4 2022 preliminary diluted EPS $1.38; non-GAAP operating EPS $1.46.
- Combined ratio 94.7% with 5.2 pts catastrophe losses, 4.4 pts favorable prior year development.
- Pre-tax net catastrophe losses ~$45.7M, primarily Winter Storm Elliott ($46.1M net).
- Total negative underwriting impact from Winter Storm Elliott $57.8M pre-tax ($0.75 per share).
- Net investment income after-tax $65.5M (incl. $0.1M alternative investment income).

## SEC filing metadata
- accession: 0001104659-23-005819
- form_type: 8-K
- ticker: SIGI
- cik: 0000230557
- company_name: SELECTIVE INSURANCE GROUP INC
- filed_at: 2023-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/230557/000110465923005819/0001104659-23-005819-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/230557/000110465923005819/tm234218d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-005819
- JSON: https://secwatch.observer/filing/0001104659-23-005819.json
- Plain text: https://secwatch.observer/filing/0001104659-23-005819.txt

## Key facts
- Earnings Releases
  SELECTIVE INSURANCE GROUP INC reported fourth quarter 2022 results: EPS $1.38.
  - Period: fourth quarter 2022
  - EPS: $1.38
  - Result: preliminary results
  source text: Selective Insurance Group, Inc. Announces Preliminary Fourth Quarter 2022 Results, Including Catastrophe Loss Estimates
  evidence_url: https://www.sec.gov/Archives/edgar/data/230557/000110465923005819/0001104659-23-005819-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.