CBU Q4 GAAP EPS $0.97, up 21% YoY; operating EPS $0.96; loan growth strong

COMMUNITY FINANCIAL SYSTEM, INC.

2022-FY EPS reported $3.46 revenue$679,355,000

Q4 GAAP EPS $0.97 vs $0.80 YoY; operating EPS $0.96 vs $0.81; full-year GAAP EPS $3.46 vs $3.48.
Net interest income $112.2M (+17.2% YoY); total revenues $175.9M (+10.2%).
Q4 loans grew $265.8M (3.1%); full-year loan growth $1.44B (19.5%).
Provision for credit losses $2.8M; NPL ratio 0.38%; net charge-offs 0.09% annualized.
Adjusted pre-tax pre-provision net revenue per share record $1.29 (+18.3% YoY).

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

COMMUNITY FINANCIAL SYSTEM, INC. reported full year 2022 results: EPS $3.46 per share.

Period: full year 2022
EPS: $3.46 per share
Result: reported results

Exact text from the filing

Full year 2022 diluted earnings per share was $3.46

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

COMMUNITY FINANCIAL SYSTEM, INC. reported the quarter ended December 31, 2022 results: net income $52.5 million, EPS $0.97 per fully-diluted share.

Period: the quarter ended December 31, 2022
Net income: $52.5 million
EPS: $0.97 per fully-diluted share
Result: reported results

Exact text from the filing

fourth quarter 2022 net income of $52.5 million, or $0.97 per fully-diluted share

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39 earnings releases filed in the last 30 days. Browse all earnings releases →

COMMUNITY FINANCIAL SYSTEM, INC. filing history →

Source: SEC EDGAR

accession 0001104659-23-006029

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