{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-006190","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.493028+00:00","generated_at":"2026-06-20T11:22:05.053531+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"QCRH reports Q4 net income $30.9M ($1.81 EPS); full-year record net income $99.1M","bullets":["Q4 net income $30.9M, diluted EPS $1.81; adjusted EPS (non-GAAP) $1.83 vs $1.73 YoY.","Record annual net income $99.1M ($5.87 diluted EPS); adjusted annual revenue and EPS up 14.8% and 8.5%.","Net interest margin (TEY) expanded to 3.93% from 3.71% prior quarter; record net interest income $65.2M.","Loan growth 8.7% annualized in Q4; full-year ex-PPP/acquisition growth 14.6%.","Nonperforming assets fell 51% to 0.11% of assets; no provision for credit loss."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-006190","json":"https://secwatch.observer/filing/0001104659-23-006190.json","markdown":"https://secwatch.observer/filing/0001104659-23-006190.md","text":"https://secwatch.observer/filing/0001104659-23-006190.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/0001104659-23-006190-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/tm234178d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:22:05.053531+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"343747a56ff59614d5ee395765b68d265e507f87","claim":"QCR HOLDINGS INC reported the year ended December 31, 2022 results: net income $99.1 million, EPS $5.87 per diluted share. Guidance initiated.","evidence_excerpt":"the Company reported net income of $99.1 million, or $5.87 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/0001104659-23-006190-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$99.1 million"},{"label":"EPS","value":"$5.87 per diluted share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b232845ae405301536ac4e5336d1a46cfe6190f5","claim":"QCR HOLDINGS INC reported the quarter ended December 31, 2022 results: net income $30.9 million, EPS $1.81 per diluted share. Guidance initiated.","evidence_excerpt":"net income of $30.9 million and diluted earnings per share (\"EPS\") of $1.81 for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/0001104659-23-006190-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$30.9 million"},{"label":"EPS","value":"$1.81 per diluted share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}