secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2023-01-24T23:59:59+00:00
Accession:  0001104659-23-006190
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCRH reports Q4 net income $30.9M ($1.81 EPS); full-year record net income $99.1M
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- Q4 net income $30.9M, diluted EPS $1.81; adjusted EPS (non-GAAP) $1.83 vs $1.73 YoY.
- Record annual net income $99.1M ($5.87 diluted EPS); adjusted annual revenue and EPS up 14.8% and 8.5%.
- Net interest margin (TEY) expanded to 3.93% from 3.71% prior quarter; record net interest income $65.2M.
- Loan growth 8.7% annualized in Q4; full-year ex-PPP/acquisition growth 14.6%.
- Nonperforming assets fell 51% to 0.11% of assets; no provision for credit loss.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/0001104659-23-006190-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465923006190/tm234178d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-23-006190

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