{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-23-009205","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2023-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.110852+00:00","generated_at":"2026-06-20T04:09:15.740717+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NECB Q4 net income doubles to $8.3M; EPS $0.54; net interest margin 6.64%","bullets":["Q4 2022 net income $8.3M ($0.54/diluted share) vs $4.2M ($0.27) in Q4 2021; FY net income $24.8M ($1.58 diluted) vs $11.9M ($0.75).","Net interest income rose 79.6% to $20.9M for Q4; net interest margin expanded 232 bps to 6.64%.","Total assets grew 16.3% to $1.4B; net loans increased 25.2% to $1.2B; deposits rose 21.0% to $1.1B.","No non-accrual loans at Dec 31, 2022; non-performing assets ratio 0.10%.","Loan loss provision of $439K in Q4 (none in prior year) due to $426K charge-off; equity securities unrealized loss $267K."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-23-009205","json":"https://secwatch.observer/filing/0001104659-23-009205.json","markdown":"https://secwatch.observer/filing/0001104659-23-009205.md","text":"https://secwatch.observer/filing/0001104659-23-009205.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465923009205/0001104659-23-009205-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465923009205/tm235039d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T04:09:15.740717+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4326791849566672242879cf7cd5c53e09d727fa","claim":"NorthEast Community Bancorp, Inc./MD/ reported the three months ended December 31, 2022 results: net income $8.3 million, EPS $0.54 per basic and diluted common share.","evidence_excerpt":"reported net income of $8.3 million, or $0.54 per basic and diluted common share, for the three months ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1847398/000110465923009205/0001104659-23-009205-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Net income","value":"$8.3 million"},{"label":"EPS","value":"$0.54 per basic and diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c93c6cc391f67a18f5b2a8653e1c741a1348f4ab","claim":"NorthEast Community Bancorp, Inc./MD/ reported the year ended December 31, 2022 results: net income $24.8 million, EPS $1.61 and $1.58 per basic and diluted common share.","evidence_excerpt":"For the year ended December 31, 2022, the Company reported net income of $24.8 million, or $1.61 and $1.58 per basic and diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1847398/000110465923009205/0001104659-23-009205-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$24.8 million"},{"label":"EPS","value":"$1.61 and $1.58 per basic and diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}