---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-23-021595"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2023-02-14T23:59:59+00:00"
generated_at: "2026-06-19T14:46:56.410384+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Hawaiian Q4 net income $79.6M, EPS $0.62; NIM +22bps; $40M buyback authorized

## Summary
- Net income $79.6M (diluted EPS $0.62) vs $69.0M ($0.54) in Q3 2022.
- Net interest margin expanded 22 bps to 3.15%; loans grew $391.6M, deposits down $402.7M.
- Efficiency ratio improved to 51.5% from 54.0%; ROATA 1.34%, ROATCE 25.93%.
- Declared $0.26/share dividend payable March 3, 2023; $40M stock repurchase program for 2023.
- CET1 ratio 11.82%; credit quality excellent with $3.0M provision expense.

## SEC filing metadata
- accession: 0001104659-23-021595
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2023-02-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465923021595/0001104659-23-021595-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465923021595/tm236735d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-23-021595
- JSON: https://secwatch.observer/filing/0001104659-23-021595.json
- Plain text: https://secwatch.observer/filing/0001104659-23-021595.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.