secwatch.observer — SEC 8-K summary ====================================== Issuer: FIRST HAWAIIAN, INC. (FHB) CIK: 0000036377 Form: 8-K Filed at: 2023-02-14T23:59:59+00:00 Accession: 0001104659-23-021595 Event type: earnings Sentiment: positive Materiality: 0.60 Item codes: 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 First Hawaiian Q4 net income $79.6M, EPS $0.62; NIM +22bps; $40M buyback authorized -------------------------------------------------------------------------------- - Net income $79.6M (diluted EPS $0.62) vs $69.0M ($0.54) in Q3 2022. - Net interest margin expanded 22 bps to 3.15%; loans grew $391.6M, deposits down $402.7M. - Efficiency ratio improved to 51.5% from 54.0%; ROATA 1.34%, ROATCE 25.93%. - Declared $0.26/share dividend payable March 3, 2023; $40M stock repurchase program for 2023. - CET1 ratio 11.82%; credit quality excellent with $3.0M provision expense. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465923021595/0001104659-23-021595-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/36377/000110465923021595/tm236735d1_8k.htm HTML page: https://secwatch.observer/filing/0001104659-23-021595 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer